Buying a home
Buying your first — or next — home can feel like a maze of jargon and decisions. We’re here to make it clear.
How buying works, in plain English
From working out what you can afford to picking up the keys, buying a home usually follows the same broad path: get your finances in order, find a mortgage in principle, search for a property, make an offer, instruct a solicitor for conveyancing, and complete.
The details vary depending on whether you’re a first-time buyer, moving up the ladder, or buying with a specific scheme — but the fundamentals stay the same.
Your next steps
- Work out your budget and check your credit file
- Get a mortgage agreement in principle
- Start viewing properties and shortlist your favourites
- Make an offer and instruct a solicitor
- Arrange a survey and finalise your mortgage
- Exchange contracts and complete
Partners who can help
Our directory of vetted mortgage advisors, solicitors, and estate agents is launching shortly. Once live, featured partners for buyers will appear right here.
